My posts make more sense when the first posts are actually posted...
Option 1:
48-Month Lease
2009 Toyota Corolla
About $2000 due at signing
Pros:
Gets excellent gas mileage
Lease = tax write off (part of it)
Cons:
Big OOP cost
Insurance goes up over $50
The lease is for four years
12,000 miles/year
(Note: "due at signing" is very likely going to end up changing as part of the negotiations since we're buying 2 cars... one for us and one by my mom)
Option 2:
36-Month Lease
2008 PT Cruiser
$1995 due at signing
Pros:
I've wanted a PT Cruiser since the first time I saw one, about three months after they came out.
Much more interior room; hubby is 6'4", I'm 5'10"
Easier for business to carry equipment
Lease is only for 3 years
Insurance goes up less than $20
Lease = tax write off (part of it)
Cons:
Big OOP cost
Gas mileage sucks
(Note: The $2.99 gas card for three years only is a better deal than the Corolla if gas goes over $5.50/gallon)
Option 3:
Purchase
5 year finance
2007 PT Cruiser
under 10,000 miles
Pros:
Excellent price - under 11k drive-out price
Financing is same monthly payment as lease
Lifetime Powertrain Warranty
Own vehicle at the end
"New" used vehicle
Can trade in
No mileage worries
Cons:
Monthly payments for five years
Not sure if we get the gas card or not
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